Key Takeaways: Barber insurance is a necessity. Don't have a policy or have an outdated one? It's time to reevaluate your current coverage to ensure it provides everything you need.
Being a barber comes with a ton of unique benefits. You get to be creative, embrace your passion, help your clients gain confidence and look their best, and if you run your own shop, you get the added bonus of being your own boss.
As great as being a barber can be, there’s no denying that is comes with a distinct set of risks. From life-altering injuries to smaller, less common events, the career you’ve built can slip away in mere seconds.
That’s why investing in quality barber insurance is an absolute must for any professional barber. Protecting your reputation, finances, and barber business from damage in the event of an accident, mistake, or other catastrophic event is essential to your longevity and success.
At National Barbers Insurance, our commitment is to helping you thrive even in the face of adversity, which is why we encourage you to take a look at our comprehensive professional liability insurance for barbers.
Insurance for Barbers: Why You Need It
Before we dive into the reasons you should invest in barber insurance, let’s take a brief look at the primary coverages you should look for when considering insurance for barbers.
Professional liability and general liability insurance are the most common (and important) types of barber insurance. They protect you from the big things that everyone talks about—trip-n-falls, a product causing a reaction, an accidental injury—and from things you’d likely never anticipate.
Barber liability insurance is a type of risk management that can help ensure that you, the insured party, are protected should something go awry, and oftentimes, this means things you wouldn’t normally think of or prepare for. Talk about peace of mind!
The Most Common Reasons to Choose Barber Insurance
There are several unlikely reasons you might need insurance for your barbering career, and we will get to those; trust us. First, we want to talk about the most compelling reasons you should invest in barber insurance and the most common scenarios where you might use it.
These big picture, well-known items everyone thinks about when the word “liability insurance” enters the conversation make up the bulk of issues you gear about. We’re mostly talkin’ about product issues, allergic reactions, injuries, negligence, burns, and so on.
If someone trips and hurts themselves in your shop, a client gets hives when you try out a new beard oil, or you accidentally cut a client (even just a little) while giving them a super close shave, professional liability insurance for barbers will step in and protect you.
Do I Need Commercial Insurance for My Barber Shop? Factors You NEVER Hear About
Your professional barbering insurance is there to protect you against risk—even the risk you may not think about all that often. Professional and general liability insurance can help protect far beyond the basics, making it a comprehensive way to keep your barber biz and career safe in the face of difficulty.
Liability insurance protects you against the unlikely and the unexpected. As a successful commercial business with lots of valuable property, assets, cash, data, and equipment inside your space, your shop is a target. Things like break-ins, barbershop robberies, stolen equipment, damages, and more are all more common than you might expect.
Can Barber Insurance Really Help?
The good news? All of these potential fallouts are covered under the umbrella of liability insurance for barbers. While there’s no guarantee that having insurance is going to stop these terrible things from happening, we can promise you that it will help you cover any damages or losses you might incur.
Ultimately, barber insurance can help you get your business back up and running sooner, too, which means you’ll deal with less downtime. Recovering after a potentially devastating setback is just as important as covering the initial losses, making this one of the most underrated aspects of investing in barber insurance.
The peace of mind that comes with having barber professional general and liability insurance with a quality insurance partner makes all the difference when it comes to unlikely scenarios like these!
At National Barbers Insurance, we cover every scenario discussed here (and then some). We specialize in creating liability insurance that tackles these unlikely and improbable issues because, unfortunately, they do happen. We want to make sure you’re covered and taken care of, no matter what happens!
We’ve got lots of policy options for barbers (check them out right here) and we even offer a long list of sweet member benefits, too. If you’d like to learn more about our barber insurance options or simply want to expand your barbering knowledge, we encourage you to subscribe to NBI and visit our resource-packed blog.
