Barber Student Insurance

Protect your career from the start—student insurance tailored just for you

$49/YR

National Barbers Insurance Student Program Highlights

National Barbers presents an exclusive barber student insurance program at a discounted rate designed for individuals enrolled in barber/cosmetology school. Our student program ensures cost-effective barber liability coverage that remains applicable whether you are practicing at school, attending a workshop, or working from home.

To qualify for our student rate, it is essential to be enrolled in cosmetology/barber school on the effective date of coverage. The coverage under our student policy is specific to the discipline you are currently pursuing in school on the day your coverage commences.

We are committed to providing cosmetology student insurance to safeguard your career right from the commencement of this exciting journey. The coverage spans a full 365 days from the policy purchase date, independent of your graduation status. It's crucial to note that the industry's average claim amounts to $5,500. Don't allow a single mistake to hinder your pursuit of a future in this incredible field.

Student Policy

Offering the most comprehensive and affordable insurance coverage in the industry for students. 

$49 / YR

Our Policy Limits & Membership Perks:

Get the peace of mind that you deserve. We offer comprehensive coverage that will protect your career and exclusive membership perks to help grow your career.

Each Policy Includes:

  • Professional and general liability insurance: $2 Million per occurrence, $3 Million per year
  • Personal and Advertising Injury Coverage: $2 Million per year
  • Identity theft protection: $25,000
  • Occurrence form coverage, the industry's preferred choice

Membership Perks Include:

  • 10% off Barber Strong Apparel
  • Exclusive Discounts on Ivan Zoot's Career Education Books
  • Access to discounted ACA- related health insurance and savings on dental/visions plans
  • And, $750+ worth of more perks!

What Services Do We Cover?

  • Fade Cuts
  • Razor Cuts
  • Razor Shave
  • Design, Cut, & Style
  • Grooming
  • Hair Coloring
  • Hair Treatments
  • Hair Shaping
  • Instruction
  • Shampooing
  • Shaving
  • Waxing
  • Fade Designs
  • Thermal Styling
  • And 500+ More

Note: These modalities and disciplines are covered only to the extent that they are included in the scope of work as defined by the federal, state or local jurisdiction that regulates the member’s activities.

Frequently Asked Questions

We're dedicated to supporting aspiring barbers throughout their journey, and our barber insurance for students provides peace of mind during training and beyond. If you have any further questions or need assistance, feel free to reach out to our team at National Barbers Insurance.

A barber cuts his client's beard while discussing cosmetology licensure.

What is barber insurance, and why is it important for students?

Barber insurance provides coverage for potential liabilities and risks that may arise during training or practice sessions. Barber students must have insurance to protect themselves financially in case of accidents, injuries, or other unforeseen circumstances.

A barber cuts his client's hair with a new technique he learned at a barber show.

What does barber insurance offered through National Barbers Insurance typically cover?

Our barber insurance coverage includes:

  • Professional Liability (e.g., claims arising from negligence or malpractice).
  • General Liability (e.g., slip and fall, or accidental injury).
  • Personal and Advertising Injury (e.g. libel, slander, and copyright infringement) for students in barber school.
A client admires his new hair cut, a skill his barber learned during his barbering continuing education.

How affordable is barber insurance for students through nationalbarbers.org?

We understand the importance of affordability for students. Our barber insurance policies are competitively priced with tailored coverage options to fit within students' budgets. For only $49/YR you will receive our professional coverage.

Is barber insurance necessary for students who are not yet working professionally?

Yes, having barber insurance is essential for students even if they are not yet working professionally. Accidents can happen during training, and insurance coverage protects students from potential financial liabilities.

Can students transition their insurance from nationalbarbers.org to a professional policy after graduation?

Yes, students can easily upgrade their insurance to a professional policy upon graduation. Our seamless transition process ensures continued coverage as you enter the workforce.

How can students purchase barber insurance through National Barbers Insurance?

Purchasing barber insurance through National Barber Insurance is quick and easy. Simply visit our website, select the student insurance option, and follow the prompts to apply online. Alternatively, you can contact our team for assistance.

What documentation or qualifications are required to apply for student barber insurance through National Barbers Insurance?

To apply for student barber insurance, you'll need to be actively enrolled in a barber school or program. Additionally, basic personal information and documentation, such as identification and contact details, are required.

Is there an option to make monthly payments?

Monthly payments are available! Our monthly payment option is through PayPal’s Pay Monthly program. With PayPal’s program, you have the availability to split the cost of your policy, plus a fee, over the period of your choosing. There is zero interest if you pay the complete cost of your policy within a 6 month timeframe—after that, interest could apply. Although this is offered, we do highly suggest paying upfront in order to avoid a credit check.

What are the steps to filing a claim?

We’ve made filing a claim a simple process! All you need to do to get started is send an email to our Operations Team at sarasota.bsd.operations@ajg.com. Once they verify your coverage, they will send you a Claim Summary Form to fill out. Depending on the specific case of every individual claim filed, you may be asked for some additional documents/documentation, but there’s no need to stress— our Operations Team will take care of everything else and update you on the next steps of the process throughout.

I offer services at my shop/spa/salon and at clients’ homes. Does this policy cover me for both?

: Yes! Your National Barbers Insurance policy will go wherever you do, regardless of where you are, in all 50 states of the U.S. As long as you follow any specific local and/or state regulations within your practice(s), we’ve got you covered at home, in the shop/spa/salon, or on-the-go!

Where do I find my certificate of insurance (COI)?

Accessing your certificate of insurance (COI) is easy! All you have to do is log into the member portal and click/tap 'Certificate of Insurance' in the left menu. If you have any issues accessing your COI, you can also give us a call, and we’ll email a copy straight to you!

Can I buy my policy now and choose a later start date?

You definitely can! Just buy the policy whenever you’re ready and then you can select your start date up to 90 days (three months) ahead. For example: if you purchase your policy March 1st but don’t actually need/want your coverage to begin May 16th, just select May 16th as your official start at checkout—it’s that simple!

Where can I add an additional insured (AI)?

If you need to add an additional insured (AI), please call us at 800-957-4071 so that one of our trained reps can assist you

Apply Today