Professional Barber Liability Insurance

As a professional barber, you take pride in providing high-quality service to make your clients look and feel good. 

You hold the power of helping them feel better about themselves and their appearance after leaving your chair.

With this focus, the positive change you make for your clients influences the rate of growth in the world of men’s grooming.

The average claim in the barber industry is more than $5,000, don't get caught without coverage. National Association of Barbers offers the most comprehensive and affordable protection in the industry, and more than $500+ of exclusive member-only benefits.

Why Do I Need Professional Barber Insurance?

The chair will mostly serve as a place of restoration from the real world for your clients. With the blending of training and compassion, you use shears, clippers, straight razors, and more to uplift appearances and confidence.

Unfortunately, no one’s hand is perfect—the same tools you use to help your clients could potentially harm them. Let’s face it, accidents happen that can be out of your control, but you may still be held responsible.

Professional Rate

With National Association of Barbers Insurance Plus, your insurance rate stays the same, regardless of the amount of disciplines you practice.

ONLY $159 per year

Policy Benefits

  • Professional and general liability insurance: $2 million per occurrence, $3 million per year
  • Product liability: $2 million per occurrence & per year
  • Personal Injury and Advertising Injury: $2 million
  • Rental location damage insurance: $150,000
  • Stolen equipment insurance: $2,000 with $250 deductible
  • Identity protection plan: $25,000

Common Circumstances
 That Need Coverage

  • Slip & Fall
  • Facial Cuts
  • Unsanitary Instruments
  • Stolen Equipment 
  • Chemical/Product Reactions

Paying the average cost to defend a slip and fall lawsuit ($25,000 to $50,000) could become both a financial and legal nightmare. We want to help you stay protected from these claims so you can continue the work that you do.

What Services Are Covered?

  • Fade Cuts
  • Razor Cuts
  • Razor Shave
  • Design, Cut, & Style
  • Grooming
  • Hair Coloring
  • Hair Treatments
  • Hair Shaping
  • Instruction
  • Shampooing
  • Shaving
  • Waxing
  • Fade Designs
  • Thermal Styling
  • And 450+ More!

Note: These modalities and disciplines are covered only to the extent that they are included in the scope of work as defined by the federal, state or local jurisdiction that regulates the member’s activities.



Don't Worry- Students Are Covered, Too!

National Association of Barbers Insurance Plus offers first-year policies for students, available at only $25. We want to make sure you are insured with the full benefits of our professional program at a discounted rate before the launch of your career. Coverage is provided for 12 full months, continuing after graduation.

*Students must have an effective policy date prior to their graduation date.

Barber Insurance Frequently Asked Questions

What Kind of Liability Insurance Do Barbers Need?

What are the Coverage Limits of a National Association of Barbers Policy?

Do Students in Barber School Need Barber Insurance?

I’m Renting a Chair at a Barbershop; Do I Need Barber Insurance?

What Are the Benefits of Being an NAOB Member?

What’s the Difference Between Claims-Made and Occurrence Form Barber Insurance?

How Much is a Barber Insurance Policy From the National Association of Barbers?

Compare Our Insurance

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Associated Hair

Salon Spa Professional
Trade Association /
Alternative Balance

Health and Beauty Association (NAMT/former IMA)

Association of


Insurance Plus

Occurrence-Form Coverage





Professional & General
Liability Insurance

$2 Million Per Occurrence
$6 Million Individual Annual Aggregate

$2 Million Per Occurrence
$3 Million Individual Annual Aggregate

$1 Million Per Occurrence
$3 Million individual aggregate

$2 Million Per Occurrence
$3 Million Individual Annual Aggregate

Product Liability

$2 Million/ occurrence

$2 Million/ occurrence

$1 Million

$2 Million/ occurrence

Hour Qualification

No Hours Required

No Hours Required

No Hours Required

No Hours Required

Required CE hours




No Hours Required

Rental Damage Coverage

100,000 (Fire/Water Legal Liability)
General Liability Limits May Apply


$300,000 (Fire and Water only)


Stolen Equipment

Optional—Add $95



$1,000 *$250 deductible

Identity Protection Plan





Annual Fee


$189 first year 
student rate

$99.95 first year 
student rate

$25 first year 
student rate

NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources. No guarantee or assurance is made by Elite Beauty Society as to the accuracy or completeness of this information. Date that we confirmed this information 2/14/18