National Barbers Insurance understands the importance of clients’ privacy and takes protection of their privacy seriously. National Barbers Insurance has adopted the following Privacy Policy that applies to client information that is gained through the natural course of business:

1. 1. Acquiring Information. We only gather client information that is either required by law or otherwise needed to provide top service to our clients.
2. 2. Your Privacy and National Barbers Insurance Employees. Our employees recognize the importance of your privacy. Only select employees who require your information to perform their jobs effectively will have access to your client information.
3. 3. Security Standards. National Barbers Insurance's access to sensitive information is consistent with legal requirements, protected by the appropriate technological safeguards, and used for the demands of customer service.
4. 4.Third-Party Disclosure. We provide individually-identifiable information about consumers to third parties only if ordered to do so by a legal authority, if consent of the consumer has been expressly given, or if it is needed to provide customer service.

No. When you enroll with National Barbers Insurance, you immediately enter the system and a certificate is instantly emailed to you, so our policy is nonrefundable.

Just contact us and we will mail you a new copy! Your confirmation of coverage is evidence that you have liability insurance coverage. We strongly suggest that you keep your confirmation of coverage in a secure location.

If your policy was in effect at the time of an incident, you will be covered by our policy. All professional or product liability claims must be reported within two years after your policy expires.

We’ve made filing a claim a simple process! All you need to do to get started is send an email to our Operations Team at sarasota.bsd.operations@ajg.com. Once they verify your coverage, they will send you a Claim Summary Form to fill out. Depending on the specific case of every individual claim filed, you may be asked for some additional documents/documentation, but there’s no need to stress— our Operations Team will take care of everything else and update you on the next steps of the process throughout.

National Barbers Insurance policy will not cover invasive practices, permanent makeup, and any services including use of lasers. The policy will not provide coverage for charges of sexual harassment. 

Your policy must be listed under your name as the individual practitioner. However, if you are a sole proprietor, your business name will still be covered. If you operate under a corporation or company, you may list them as an additional insured.

If you own your own salon or barbershop you can learn more about business coverage here.

Unfortunately, no. National Barbers Insurance provides insurance for the individual practitioner and may not be extended to spouses or employees.

Yes! Your National Barbers Insurance policy will go wherever you do, regardless of where you are, in all 50 states of the U.S. As long as you follow any specific local and/or state regulations within your practice(s), we’ve got you covered at home, in the shop/spa/salon, or on-the-go. US territories, such as Puerto Rico, are not included in the coverage. Countries outside of the United States, such as Canada, are also not included.

Yes, National Barbers Insurance has partnered with insurance industry leader, Arthur J. Gallagher, to provide a Business Owner Policy (BOP.)  Please 800-957-4071 to get started.

Monthly payments are available! Our monthly payment option is through PayPal’s Pay Monthly program. With PayPal’s program, you have the availability to split the cost of your policy, plus a fee, over the period of your choosing. There is zero interest if you pay the complete cost of your policy within a 6 month timeframe—after that, interest could apply. Although this is offered, we do highly suggest paying upfront in order to avoid a credit check.

Accessing your certificate of insurance (COI) is easy! All you have to do is log into the member portal and click/tap 'Certificate of Insurance' in the left menu. If you have any issues accessing your COI, you can also give us a call, and we’ll email a copy straight to you!

You definitely can! Just buy the policy whenever you’re ready and then you can select your start date up to 90 days (three months) ahead. For example: if you purchase your policy March 1st but don’t actually need/want your coverage to begin May 16th, just select May 16th as your official start at checkout—it’s that simple!

The singular difference between our part-time and full-time policies is just how many "hands-on" hours that you spend with clients each calendar week. For those of you who are typically working 10 hours or less per week, our part-time policy option is the definite choice for you. However, for those of you are working with clients well beyond 10 hours a week, the full-time option is precisely what you need. Please keep one prime factor to keep in mind when making your selection: business-related tasks such as administrative or marketing do NOT count towards those “hands-on” working hours. Regardless of which policy you choose though, both of them offer the exact same coverage limits and benefits—so you're completely protected, no matter which one you choose!

If you need to add an additional insured (AI), please call us at 800-957-4071 so that one of our trained reps can assist you