Professional Barber Insurance: Do I Need It?

As a professional barber, you take pride in providing high-quality service to make your clients look and feel good. 

You hold the power of helping them feel better about themselves and their appearance after leaving your chair.

With this focus, the positive change you make for your clients influences the rate of growth in the world of men’s grooming.

You focus on making your clients look good - we'll handle the ugly stuff.

Why Do I Need National Association of Barbers Insurance Plus?

The chair will mostly serve as a place of restoration from the real world for your clients. With the blending of training and compassion, you use shears, clippers, straight razors, and more to uplift appearances and confidence.

Unfortunately, no one’s hand is perfect—the same tools you use to help your clients could potentially harm them. Let’s face it, accidents happen that can be out of your control, but you may still be held responsible.

Professional Competitive Rate


With National Association of Barbers Insurance Plus, your insurance rate stays the same, regardless of the amount of disciplines you practice.

ONLY $159 per year

Policy Benefits


  • Professional and general liability insurance: $2 million per occurrence, $3 million per year
  • Product liability: $2 million per occurrence & per year
  • Rental location damage insurance: $100,000
  • Stolen equipment insurance: $1,000 with $250 deductible
  • Identity protection plan: $25,000

Common Circumstances
 That Need Coverage

  • Slip & Fall
  • Facial Cuts
  • Unsanitary Instruments
  • Stolen Equipment 
  • Chemical/Product Reactions

Paying the average cost to defend a slip and fall lawsuit ($25,000 to $50,000) could become both a financial and legal nightmare. We want to help you stay protected from these claims so you can continue the work that you do.


What Services Are Covered?

  • Fade Cuts
  • Razor Cuts
  • Razor Shave
  • Design, Cut, & Style
  • Grooming
  • Hair Coloring
  • Hair Treatments
  • Hair Shaping
  • Instruction
  • Shampooing
  • Shaving
  • Waxing
  • Fade Designs
  • Thermal Styling
  • And 350+ More!

Note: These modalities and disciplines are covered only to the extent that they are included in the scope of work as defined by the federal, state or local jurisdiction that regulates the member’s activities.

STUDENT LIABILITY INSURANCE

ONLY $25 PER YEAR


Don't Worry- Students Are Covered, Too!

National Association of Barbers Insurance Plus offers first-year policies for students, available at only $25. We want to make sure you are insured with the full benefits of our professional program at a discounted rate before the launch of your career. Coverage is provided for 12 full months, continuing after graduation.

*Students must have an effective policy date prior to their graduation date.

Compare Our Insurance

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Associated Hair
Professionals

Salon Spa Professional
Trade Association /
Alternative Balance

Health and Beauty Association (NAMT/former IMA)

National
Association of

Barbers

Insurance Plus

Occurrence-Form Coverage

Yes

No

Yes

Yes

Professional & General
Liability Insurance

$2 Million Per Occurrence
$6 Million Individual Annual Aggregate

$2 Million Per Occurrence
$3 Million Individual Annual Aggregate

$1 Million Per Occur0rence
$3 Million individual aggregate

$2 Million Per Occurrence
$3 Million Individual Annual Aggregate

Product Liability

$2 Million/ occurrence

$2 Million/ occurrence

$1 Million

$2 Million/ occurrence

Hour Qualification

No Hours Required

No Hours Required

No Hours Required

No Hours Required

Required CE hours

No

No

No

No Hours Required

Rental Damage Coverage

100,000 (Fire/Water Legal Liability)
General Liability Limits May Apply

$300,000

$300,000 (Fire and Water only)

$100,000

Stolen Equipment

Optional—Add $95

No

No

$1,000 *$250 deductible

Identity Protection Plan

No

No

No

$25,000

Annual Fee

$199/yr

$249/yr
$189 first year 
student rate

$199/yr
$99.95 first year 
student rate

$159/yr
$25 first year 
student rate

NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources. No guarantee or assurance is made by Elite Beauty Society as to the accuracy or completeness of this information. Date that we confirmed this information 2/14/18