Barber Insurance Instantly, Pay Over Time With PayPal Credit.

National Association of Barber offers barber insurance monthly payment options, as low as $12.38/mo.

We know you want flexibility in your budget so we’ve partnered with PayPal Credit to offer a finance option that let’s you pay for your policy over time. When you choose to pay monthly, PayPal Credit takes the total cost of your policy plus a small service fee and breaks it up over your selected duration. 

Subject to credit approval. See terms.

PLUS, no interest paid in full in 6 months of $99+


Our partnership with PayPal allows you to get coverage today and pay for your policy over time. 

When you select to pay monthly, the full amount of your policy is transferred to your PayPal Credit account, allowing you the flexibility to pay over time.

No interest will be charged on the policy purchase if you pay it off in full within 6 months. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.  Pay monthly, or any additional amount of your choosing, until you've paid off the balance.

Select "Pay Monthly" on  step 3 and checkout.

The full amount is transferred to your PayPal Credit account.

Get insured instantly and pay off the total at your pace.

Or Call  (866) 858-5935 To Talk To A Live, U.S. Based, Customer Service Representative

Why Do I Need Professional Barber Insurance?

The chair will mostly serve as a place of restoration from the real world for your clients. With the blending of training and compassion, you use shears, clippers, straight razors, and more to uplift appearances and confidence.

Unfortunately, no one’s hand is perfect—the same tools you use to help your clients could potentially harm them. Let’s face it, accidents happen that can be out of your control, but you may still be held responsible.


With National Association of Barbers Insurance Plus, your insurance rate stays the same, regardless of the amount of disciplines you practice.

ONLY $159 per year

Policy Benefits

  • Professional and general liability insurance: $2 million per occurrence, $3 million per year
  • Product liability: $2 million per occurrence & per year
  • Rental location damage insurance: $100,000
  • Stolen equipment insurance: $1,000 with $250 deductible
  • Identity protection plan: $25,000

Common Circumstances
 That Need Coverage

  • Slip & Fall
  • Facial Cuts
  • Unsanitary Instruments
  • Stolen Equipment 
  • Chemical/Product Reactions

Paying the average cost to defend a slip and fall lawsuit ($25,000 to $50,000) could become both a financial and legal nightmare. We want to help you stay protected from these claims so you can continue the work that you do.

What Services Are Covered?

  • Fade Cuts
  • Razor Cuts
  • Razor Shave
  • Design, Cut, & Style
  • Grooming
  • Hair Coloring
  • Hair Treatments
  • Hair Shaping
  • Instruction
  • Shampooing
  • Shaving
  • Waxing
  • Fade Designs
  • Thermal Styling
  • And 350+ More!

Note: These modalities and disciplines are covered only to the extent that they are included in the scope of work as defined by the federal, state or local jurisdiction that regulates the member’s activities.

Barber Insurance Frequently Asked Questions

What Kind of Liability Insurance Do Barbers Need?

What are the Coverage Limits of a National Association of Barbers Policy?

Do Students in Barber School Need Barber Insurance?

I’m Renting a Chair at a Barbershop; Do I Need Barber Insurance?

What Are the Benefits of Being an NAOB Member?

What’s the Difference Between Claims-Made and Occurrence Form Barber Insurance?

How Much is a Barber Insurance Policy From the National Association of Barbers?

Compare Our Insurance

Swipe to see full chart.

Associated Hair

Salon Spa Professional
Trade Association /
Alternative Balance

Health and Beauty Association (NAMT/former IMA)

Association of


Insurance Plus

Occurrence-Form Coverage





Professional & General
Liability Insurance

$2 Million Per Occurrence
$6 Million Individual Annual Aggregate

$2 Million Per Occurrence
$3 Million Individual Annual Aggregate

$1 Million Per Occur0rence
$3 Million individual aggregate

$2 Million Per Occurrence
$3 Million Individual Annual Aggregate

Product Liability

$2 Million/ occurrence

$2 Million/ occurrence

$1 Million

$2 Million/ occurrence

Hour Qualification

No Hours Required

No Hours Required

No Hours Required

No Hours Required

Required CE hours




No Hours Required

Rental Damage Coverage

100,000 (Fire/Water Legal Liability)
General Liability Limits May Apply


$300,000 (Fire and Water only)


Stolen Equipment

Optional—Add $95



$1,000 *$250 deductible

Identity Protection Plan





Annual Fee


$189 first year 
student rate

$99.95 first year 
student rate

$25 first year 
student rate

NOTE: The information in this comparison has been gathered from the websites of each organization and other third party sources. No guarantee or assurance is made by Elite Beauty Society as to the accuracy or completeness of this information. Date that we confirmed this information 2/14/18